[Opencart] UnionPay / 中国银联支付
China UnionPay is a Chinese financial services corporation headquartered in Shanghai, China. It provides bank card services and a major card scheme in mainland China. Founded on March 26, 2002, China UnionPay is an association for China's banking card industry, operating under the approval of the People's Bank of China (PBOC, central bank of China). It is also the only interbank network in China that links all the ATMs of all banks throughout the country. It is also an EFTPOS (Electronic Funds Transfer at Point of Sale) network. It is the largest card payment organization (debit and credit cards combined) in the world, based on payment transactions, schemes and number of cards issued, before Visa and MasterCard. It also offers mobile and online payments.
The SunflowerBiz UnionPay Module is a payment gateway which allows your site to process payment through China UnionPay payment gateway API. When customers choose UnionPay payment method to checkout in front, it will jump to UnionPay official site to process the payment. Customers will be asked to enter their UnionPay account and password to make payment on UnionPay official site. The whole payment process is finished on UnionPay official site, which means customers’ UnionPay account and password will not be stored in your site. After finish payment, there is a “return” button on payment success page. After click the “return” button, customers will come back to your site and the order status will auto change to “processing” in site backend.
Before using this payment module, you have to register UnionPay Merchant Account on UnionPay official site to get all necessary info after submit application documents and get approved by UnionPay (Extra fee may be charged by China UnionPay)
UnionPay cards can be used in 141 countries and regions around the world, making it the third-largest payment network by value of transactions processed, behind Visa and MasterCard. Some UnionPay credit cards are also affiliated with American Express, MasterCard or Visa, and they can be used abroad as an American Express, MasterCard or Visa. UnionPay debit cards, however, can only be used in the UnionPay network and other networks that have signed contracts with UnionPay. Since 2006, China UnionPay cards can be used in over 100 countries outside China.
- Use UnionPay Payment Gateway API
- Payment will be processed on UnionPay official site.
- Customers’ bankcard number and password will not be stored on your site.
- UnionPay supports 200+ local Chinese bankcards and 14 foreign banks. More info.
- Need to register UnionPay Merchant Account by submitting application form on UnionPay offical site (Extra fee may be charged by UnionPay)
- PCI compliance (One of PCI Original Members)
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